Faulty Assumptions that Could Deal you Investment Debacle 

• "The Stock Market will always go up in the long run."
  (Could be a very long run.  In the long run we're all dead.)
• "Progress dictates that the next generation will do better than the last."
• "The next 50 years will look pretty much like the last 50 years."
• "Growth in the economy means the stock market will go up."
• "Diversifying among different types of stocks will adequately protect me."
  

The PAM Network serves as the socially responsible investment division of Financial West Group (FWG). Members of the PAM Network are registered representatives of FWG and securities are offered through FWG, member, FINRA, SIPC.  OSJ . 1755 Gablehammer Road, Westminster, MD  21157. (410) 751-70054

IPAM and FWG are unaffiliated entities

* The offer and sale of mutual fund shares may only be made by fund prospectus. You must consider the investment objectives, risks, and charges and expenses of the investment company carefully before investing.  The prospectus contains this and other information about the investment company and should be read carefully before investing (and sending money). Please call IPAM at 800 509-9096 for a prospectus containing complete information, including fees and expenses.

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